Add Yahoo as a preferred source to see more of our stories on Google. A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet.

Credit card authentication is a way of verifying that a person attempting a credit card transaction is who they say they are and that they are authorized to use that card.

Pending transactions can be confusing, but they are a normal part of using a credit card and typically resolve on your account within five business days. When you make a purchase with your credit card ...