A 401(k) plan is a tax-advantaged retirement account offered by many employers. There are two basic types—traditional and ...

A new survey of small and mid-sized employers finds that two out of three plan sponsors believe the current 401(k) system is effective in helping employees achieve adequate retirement savings, despite ...

Scott Nevil is an experienced writer and editor with a demonstrated history of publishing content for Investopedia. He goes in-depth to create informative and actionable content around monetary policy ...

Running a business involves many different kinds of planning. There is usally a plan behind every action taken or decision made. A well-designed plan includes information such as which employees are ...

As the Defined Contribution plan industry continues to evolve, it’s helpful to step back occasionally and review the big picture. A recent survey from Callan Institute, 2018 Defined Contribution ...

75% of full-time workers have access to employer-sponsored defined contribution plans. Employer and employee contributions to qualified plans are pre-tax, though some plans have Roth options. Defined ...

The recently proposed Retirement Simplicity and Clarity Act would expand in-service rollovers to include annuities. In-service rollovers currently provide active employees with the ability to move ...