You’ve probably seen the photos of New York City during and after Sandy. Some are fake, but here’s some reality: The “superstorm” has left 40 people dead in the U.S., several million without power, ...

You might assume that your homeowner's insurance has you covered no matter what, but that's rarely true. Every year, thousands of homeowners are shocked when their claims are denied for reasons buried ...

Home insurance claims can be a minefield of potential pitfalls, leading to denials that leave homeowners frustrated and financially vulnerable. Understanding the reasons why claims are often denied is ...