Why Your Credit Scores Never Match—and Which One Actually Matters

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness. To find out which one they use, just ask them. FICO and VantageScore are ...

Here's why your credit score dropped even though you paid everything on time

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Credit Score vs. Credit Report: Understand the Key Differences

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Minimum payments myth and more decoded: What 50% of U.S. consumers don’t know about managing credit wisely

This sevenfold gap highlights the absence of credit education in traditional curricula, leaving most U.S. consumers to piece together their financial literacy online. Without structured guidance, ...
ConsumerAffairs

Credit Score vs. Credit Reports: What’s the Difference?

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...
seattlepi.com

How do credit scores work? 2 finance professors explain how lenders choose who gets loans and at what interest rate

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...